Authorised Financial Services Provider | Established 1998 | Serving Mpumalanga Since 1998

Institutional Banking & Liquidity Access

Wenru is an authorised agent in Mpumalanga for the Investec CCM Money on Call account. Providing access to institutional-grade liquidity solutions — structured within a broader independent financial strategy.

Investec Corporate Cash Manager (CCM)

Strategic Liquidity Management

Liquidity is a core component of a well-structured financial strategy.

Capital that must remain accessible should still be positioned efficiently — ensuring it contributes to overall portfolio performance without compromising flexibility or security.

Through Wenru’s advisory relationship with Investec, qualifying clients may access the Investec Corporate Cash Manager (CCM) Call Money solution — a sophisticated liquidity facility designed for individuals, trusts and businesses requiring immediate access to capital.

This solution is typically used to manage short-term liquidity, operational cash reserves and capital awaiting strategic deployment — all within a broader investment framework.

A disciplined approach to cash management

Effective wealth management extends beyond long-term investments — it requires structured management of liquidity and short-term capital.

At Wenru, liquidity decisions are made within the context of a broader financial strategy — ensuring capital remains accessible while still contributing to overall portfolio efficiency.

The Investec CCM solution provides a mechanism for managing surplus capital — allowing funds to remain liquid while earning competitive market-linked returns.

KEY CHARACTERISTICS

Competitive market-linked returns

Returns are linked to prevailing money market rates and calculated daily, ensuring efficient utilisation of short-term capital.

Immediate liquidity

Funds remain accessible on demand — supporting operational cash requirements and capital awaiting deployment.

Efficient structure

The facility operates as an on-balance-sheet bank deposit, simplifying administration while maintaining transparency and security.

Cost efficiency

No upfront or administrative fees, ensuring efficient capital allocation without unnecessary cost drag.

Investment Parameters

Minimum investment: R10,000 Maximum exposure: R25 million per client Withdrawals are processed via written instruction and are typically completed within 24 hours (when submitted before midday).

Where this solution is typically used

This solution is commonly used for:

Capital held prior to portfolio allocation
Business working capital and liquidity reserves
Trust and estate cash management
Capital awaiting deployment into longer-term investments

Wenru’s role

At Wenru, liquidity is not managed in isolation. Decisions around cash positioning form part of a broader financial strategy — ensuring capital is appropriately allocated between liquidity, protection and long-term investment. Our role is to determine when capital should remain liquid, when it should be deployed, and how liquidity solutions such as the Investec CCM facility support long-term financial objectives.

Speak to Wenru

Speak to a Wenru advisor to determine how institutional liquidity solutions can be integrated into your broader financial strategy — ensuring capital remains efficient, accessible and aligned to your long-term objectives.